Tax Efficiency

What does tax efficiency mean in terms of portfolio management?

Tax efficient portfolio management requires diligent monitoring of the consequences of each investment decision along with awareness of long and short term strategy. For example, when an investment is sold can make the difference between paying the higher taxes associated with a short-term gain or the more modest tax rate of a long-term gain. And, when gains are realized, The Family Heritage Trust utilizes tax harvesting and looks for ways to offset these gains with potential losses.

Why use The Family Heritage Trust Company?

Tax management can be a complicated process, and we track each account's capital gain and loss situation over the course of the year. With each investor presenting a unique set of circumstances, we seek feedback from our clients to ensure that we are managing their portfolios as tax efficiently as possible. In doing so, we strive to maximize after-tax rates of returns, and honor the adage that states, "It isn't how much you make, it is how much you keep!"